General Liability | Property | Worker’s Compensation
It is important for a business owner to acquire general liability insurance because you never know when accidents might happen in or around your business. These policies are set in place to protect business owners from employee or customer liability claims for personal injury, property damage, and advertising injury.
A general liability insurance policy will pay the costs if someone slips and gets injured within your shop and decides to sue.
Commercial property insurance is meant to cover building damage from vandalism or natural disasters. While some policies are general in nature and simply cover events like storms and fires, others are tailored to specific circumstances.
Property insurance will cover the cost of replacing your storefront windows if a hurricane passes through and destroys them. Alternatively, if an employee unintentionally starts a fire and burns down the building, commercial property insurance will pay to rebuild or move locations.
As we mentioned before, accidents can happen. In the event that an employee gets injured on the job, workers’ compensation is there to protect the business owner from covering all of the injured employee’s medical bills.
Employees hurt on the job or while carrying out work-related responsibilities can get financial support, medical care, and rehabilitation services through workers' compensation insurance while they are unable to work.
For small firms that don't have significant cash reserves to cover unforeseen mishaps or legal actions, commercial insurance can be a lifesaver. Elias Insurance Solutions can help you choose the right policy for you in order to help you protect your business.
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